Frequently Asked Questions

Questions Regarding General PCI Compliance

What is PCI compliance?

How come I haven’t heard about PCI compliance or validation before?

What does this mean for my business?

Does validating PCI compliance guarantee a data breach will not occur?

Questions Regarding PCI Compliance Validation

What do I need to do to validate PCI compliance?

Who can help me with my validation requirements?

What is the cost of using PCI TOOLKIT™?

Is using PCI TOOLKIT™ required?

What are the consequences of not validating PCI compliance?

When should I validate PCI compliance by?

Where do I find instructions on filling out the Self-Assessment Questionnaire (SAQ)?

What do the vulnerability scans do?

I use a compliant gateway (shopping cart, etc.), so do I need vulnerability scans?

I only use my mobile device to accept payments, so do I need vulnerability scans?

My business acts as a third party service provider to merchants. How do I validate?

I don’t know anything about my Internet connection set up, so I’m not sure about vulnerability scans. Where may I find out more information?

What comes after validation?

Questions Regarding Already Existing PCI Compliant and Validated Merchants

Do I need to do anything if I’ve already validated PCI compliance?

If my business model changes or we change the way we process and/or store payment card data, do I need to complete validation again?

Will I incur additional costs if my business model changes or we change the way we process and/or store payment card data?


Contact the PowerPay PCI Compliance Team.

*PowerPay does not endorse any links included on the website, and information is subject to change at any time. PowerPay believes this information to be valid and current, but cannot guarantee it as other entities such as PCI Security Standards Council, Payment Brands and others may change the information provided without notice.


Did you know?

The cost of cyber crime costs US organizations more than $3.8 million dollars a year.

The cost of non-compliance is 2.65 times higher than the cost of compliance. 12% of consumers care enough about privacy to take action or suffer an inconvenience.

(Source: Ponemon Institute)

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